3D Secure (Card authentication service)

What is 3D Secure?

3D Secure is an authentication service for secure online card payment that is recommended by VISA, Mastercard, JCB and AMEX.
"3D Secure" is the general term for authentication services provided by each card brands under different names.

VISA

Verified by VISA Visa Secure

Mastercard

Mastercard® SecureCode™ SecureCode

JCB

JCB J/Secure J/Secure

AMEX

American Express SafeKey American Express SafeKey

What are the advantages of 3D Secure?

Easy, secure and safe card payment.

  • Preventing fraudlent usages such as "spoofing" by credit card data theft.
  • Providing a security by worldwide authentication service supported by 4 card brands, VISA, Mastercard, JCB and AMEX.
  • Easy to start to use by registration of necessary information such as password to card issuer.

Conventional online card payment can be processed by entering information printed on the card such as "credit card number" and "expiry date". However, for use of 3D Secure enabled cards, "password only known by yourself" will be required for the authentication in addition to the information on the card.
Therefore, it will prevent fraud usages such as "spoofing" by credit card data theft.

Conventional Payment Method

Conventional payment method with card number and expiry date might not prevent fraud usage.

3D Secure Enabled Payment Method

Safer transaction will be realized by 3D Secure introduction

How to use 3D Secure

You may apply for 3D Secure easily for free. Please check the below steps for use.

  • Confirm that card issuer has prepared for 3D Secure

  • Register necessary information (password) on card issuer's website in advance
  • Available at EC sites that has prepared for payment with 3D Secure

STEP1 Is your card available for 3D Secure?

Please confirm that your card is available for 3D Secure.
The following card brands enable 3D Secure.

VISA
Mastercard®
JCB
AMEX
  • Please be informed that cards issued by companies that has not prepared for payment with 3D Secure can not be used.

STEP2Have you completed password registration at your card issuer?

It is required to register necessary information at your card issuer's website prior to usage. If you have any questions, please contact your card issuer.

STEP3Has EC site you will make purchase prepared for payment with 3D Secure?

You can enjoy safe and secure online shopping at 3D Secure enabled EC Sites.

Steps for payment with 3D Secure

Steps for payment with 3D Secure
  • Please take note that wrong password entries exceeding certain number of times will cause authentication failure and card payment will not be available.